Financial inclusion and governance challenges in higher education compared, perspectives from State Universities

dc.contributor.authorEton, Marus
dc.contributor.authorOcan, Johnson
dc.contributor.authorAgea, Jacob Godfrey
dc.contributor.authorOkello-Obura, Constant
dc.contributor.authorMwosi, Fabian
dc.contributor.authorOgwel, Bernard Patrick
dc.date.accessioned2026-03-23T16:57:12Z
dc.date.available2026-03-23T16:57:12Z
dc.date.issued2026-02-25
dc.descriptionThis paper advances the United Nations Sustainable Development Goals, specifically SDG 4 (Quality Education), SDG 9 (Industry Innovation and Infrastructure), SDG 16 (Peace, Justice and Strong Institutions), and SDG 17 (Partnerships for the Goals), by promoting strengthened governance, financial inclusion, and sustainability within higher education. Furthermore, it aligns with the National Development Plan IV (NDP IV) by supporting improved financial management, policy reform, innovation, and institutional accountability to enhance educational quality, research productivity, and evidence-based decision making for national development.
dc.description.abstractPurpose: This study critically examines the widely held belief that financial inclusion and governance are essential to understanding the evolution of highly complex structures and systems within higher education. Research Methodology: This study adopted a qualitative, multifaceted approach centered on case studies and a learning analytics strategy to evaluate institutions' effectiveness in achieving intended outcomes. Results: The study revealed that inadequate government funding, weak policies, and limited stakeholder engagement have significantly affected the governance of state-owned universities. Over-reliance on dwindling donor funding has also impacted research and innovation within these institutions. Conclusions: The findings emphasize the need for improved financial management systems, better access to financial services, and policy reforms in state-owned universities to enhance governance and sustainability. Limitations: This study is limited in its exclusive focus on public universities, which may not fully capture the broader spectrum of experiences across different educational settings, such as private institutions or vocational schools. Contributions: This study contributes to the link between financial inclusion and governance in higher education institutions by offering insights that can guide policy and institutional reforms in educational settings within the country.
dc.identifier.citationEton, M., Ocan, J., Agea, J. G., Okello-Obura, C., Mwosi, F., & Ogwel, B. P. Financial inclusion and governance challenges in higher education compared, perspectives from State Universities. Journal of Social, Humanity, and Education, 6 (2):223-239
dc.identifier.issn2746-623X
dc.identifier.urihttps://dir.muni.ac.ug/handle/20.500.12260/940
dc.language.isoen
dc.publisherGoodwood Publishing
dc.subjectAccountability
dc.subjectFinancial Governance
dc.subjectHigher Education
dc.subjectInclusivity in Education
dc.subjectLifelong Learning
dc.subjectQuality Education
dc.titleFinancial inclusion and governance challenges in higher education compared, perspectives from State Universities
dc.typeArticle

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